Avoid Credit Card Pitfalls

Choose a credit card and use it wisely. Look out for hidden fees. No annual fees are the best. Higher debt limits help you with your usage ratio and your fico score.

Here are 4 tips to help you avoid those nasty credit card pitfalls. It is essential to remember that your credit rating score is calculated partly based on usage ratio. This ratio is determined by dividing your full debt total with the total available credit on your card. In this regard, it will be to your best of interest to have a higher ceiling limit so that you don’t end up using too much of the said utilization. Here are some tips to help you avoid the many credit card pitfalls you may encounter when using it.

four credit cads
Credit cards are useful, but you must use it wisely.




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Stop Exercising Without Fitness Trainers

Especially if you are a beginner, it is best to have a fitness trainer to better meet your goals and objectives.

Remember those old days when we used to read the famous sayings “Health is Wealth” or “Early to bed early to rise makes a man healthy wealthy and wise”? How many of us used to implement on ourselves such proverbs? Perhaps very few. But as we grew up we tend to realize its importance and understood “Health is a greatest virtue a human can ever have”.

weight training with instructor
If you are serious about getting physically fit, use a trainer.




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